After 25 years of looking at small business books, certain patterns show up again and again. Not fraud. Not negligence. Just the quiet, accumulated ways that financial records drift from reality — and what they cost the business owners who don't know
A client mentioned a $40K loan in passing. One sentence. Like it wasn't a tax event. It was. Here's what happened — and what it means for every small business owner who thinks the details that feel small don't matter.